Compliance Pathways RegWatch
Regulatory intelligence for community banks

Every rule. Every action. Tracked to the day it bites.

RegWatch pairs a human-reviewed feed of eighteen regulatory sources with working registers — regulatory change with comply-by dates, enforcement actions with the orders behind the penalties, and open comment windows ranked by the days you have left to weigh in. Maintained by compliance professionals, exportable for your board.

18Regulatory sourcesFederal + Texas
30 minCheck cycleAround the clock
100%Human-reviewedBefore it reaches you
Export workbook (.xlsx)
AgencyActionRegulationComply by
FinCEN Final rule Beneficial ownership access ruleRIN 1506-AB59 · announced Jul 11, 2026 Sep 1, 2026 · 44 days
Joint agencies Proposed CRA modernization — notice of proposed rulemakingOCC / FDIC / FRB · comments close Sep 14, 2026 Comment window
Nacha Rule Fraud monitoring — phase 2 origination rulesentered by our team · effective Mar 20, 2027 Mar 20, 2027 · on track
OCC Bulletin BSA/AML — revised examination proceduresBulletin 2026-31 · announced Jul 14, 2026 No date — guidance
Monitoring FinCENOCCFDICFederal ReserveCFPBOFACHUDSECNachaFederal RegisterTexas DOB
The registers

Not another news alert. A working compliance register.

Alerts tell you something happened. A register tells you what your bank must do about it, by when — and gives you the document trail to prove you were watching.

Regulatory Change Tracker

Every final rule, proposal, and bulletin that matters to a community bank — typed, dated, and carried until it stops binding.

Comply-by dates read from the rule's own DATES section — with the agency's sentence quoted beside the date
A quarter's warning on implementation work, not a two-week scramble
Rulemaking followed from proposal to final rule, dockets and RINs preserved
Exports as a dated workbook — ready for the board packet or the examiner

Enforcement Action Tracker

Consent orders, civil money penalties, and formal agreements across every regulator — the record of what banks like yours are being cited for.

Entity, matter number, action type, penalty amount, and termination date — one row per action
Filter by agency, state, or action type to see the exam themes forming
Every row links to the original order — the primary source, one click away
New actions flow in from the feed automatically; a reviewer confirms each before it joins the register
Comment windows

Your one chance to change a rule — before it changes you.

Every proposed rule opens a comment window, then shuts it. Miss it and you comply with whatever landed. RegWatch turns hundreds of buried Federal Register proposals into a ranked board — soonest deadline first, each one checked against your bank's profile so you see at a glance which windows are actually yours.

OPEN COMMENT WINDOWS soonest to close first
Matched to your profile — Texas state bank · $1.4B · retail + mortgage
FinCENProposed rule Closes Jul 26 · 5 days
Beneficial ownership information — access rule for financial institutions
In scope for your bank Impact brief · 4 questions Review →
CFPBProposed rule Closes Aug 6 · 14 days
Overdraft lending — coverage threshold and fee-disclosure requirements
In scope for your bank Impact brief · 6 questions Review →
OCCProposed rule Closes Aug 13 · 21 days
Community Reinvestment Act — assessment-area modernization
Partial — reaches your mortgage lending Impact brief · 8 questions Review →
FDICProposed rule Closes Aug 20 · 29 days
Recordkeeping for custodial deposit accounts with transactional features
Likely exempt Impact brief · 3 questions Review →

Open a window's Review and you get everything the decision needs — no wading through a 200-page proposal:

Scope check

Does it even apply to you? We read the proposal's own threshold, charter, and business-line language against your bank profile — with the agency's sentence quoted, so the verdict holds up.

Impact brief

The agency's own numbered questions for comment, pulled verbatim from deep in the document — the fastest read on whether your voice matters — plus a plain-English what-changes summary.

Docket intelligence

Has anyone filed yet? Has your trade association weighed in? We show the comment count, name the association letters, and link you straight to where you file.

TODAY'S FEED checked every 30 minutes
FinCENAdvisory · today 9:40 AM
Advisory on deepfake-enabled account takeover and wire fraud schemes
FraudSAR
OCCBulletin · today 8:15 AM
BSA/AML: revised examination procedures
ExamBSA/AML/CFT
OFACSanctions update · yesterday
SDN list update — 14 designations, counter-narcotics
OFAC
CFPBFinal rule · yesterday
Small bank compliance threshold adjustments finalized
Consumer compliance
The feed

Reviewed by people, not just software

Eighteen sources are checked every thirty minutes and classified against a BSA/AML taxonomy our team maintains. Then the part software can't do: a named compliance professional reviews every item before it's published. Your examiner won't accept "the model said so" — neither do we.

Color-coded by agency, filterable by topic, searchable in full
Every item keeps its original link and publication date — source traceability first
If a feed goes quiet or an agency redesigns its site, we're alerted — a silently dead source never happens
Comment deadlines land on a calendar your team can subscribe to from Outlook
How it works

From an agency's website to your register

1

Monitored around the clock

Eighteen sources, checked every 30 minutes — including the ones without feeds, and the bulletins agency feeds themselves lag on.

2

Classified and triaged

Each item is typed — rule, enforcement, sanctions, advisory — and tagged against our BSA/AML taxonomy, so it lands where you'd look for it.

3

Verified, then registered

A compliance professional confirms every item before it publishes — and carries rules and actions into the registers with the dates that matter.

Request a demo

See the registers on your bank's risk profile

Twenty minutes, no prep. We'll walk the feed, both trackers, and the calendar against the regulators that supervise you.

Pricing for your asset size, on the call
Nothing to install — sign in and read
We track public regulatory publications only — never your bank's data

20 minutes · no prep needed · we never share your details